For example, the flex card can be used for the following expenses: During the annual Federal Benefits Open Season in November and December, eligible employees can enroll in FSAFEDS. Fraudsters use phone number spoofing to trick you into giving up your healthcare information., So, how can you be sure youre really talking to a Medicare representative and not an imposter out to scam you?. 3 ways you could save money by switching to a Medicare Advantage plan, 10 reasons to discover the ApexHealth Advantage for 2023, 10 reasons why ApexHealth is a you kind of Medicare, Answers to 7 questions about Medicare flex cards, Cards that are marketed as universally available to Medicare-eligible participants, People who contact you first, without your permission, unlike legitimate insurance companies, which typically only contact you after youve already reached out. // Don't let identity theft cripple your life. {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is the 2800 Flex card for seniors? We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Many people have questions about these cards, but at ApexHealth, we want to make them simple and easy to understand. Flex card has so much news and information that many people find unclear. The Bidencare Health Email Scam takes advantage of people interested in getting the health insurance through the Bidencare enrollment. She also graduated from Florida International University with a BS in Occupational Therapy. The rules for the spending limit on your flex card and for what it can be used for are different depending on your Advantage plan. A Flex Card is a card where you can store monetary values. else if (languages === "Chinese") { Can my ex-husband bar me from his retirement benefits? Scammers will claim that the services are free, when really theyre using your information to steal from Medicare. We always have the tendency to give into fear and provide them the personal information. These cards, which are usually tied to a flexible spending account, are a benefit that qualified health plans offer across the country. We have an extensive list below that will help you educate yourself about the immense Medicare fraud pool. The most common Medicare scams are perpetrated through phone calls and emails. Also, there are reports of scammers who are using this Flex Card advertising to hook seniors into giving personal information that can be used to enroll them in a Medicare Advantage plan that doesnt even offer the flex card program. Have you constantly come across the Medicare flex card ads recently? Its also worth noting that flex cards may not be available in every state or with every carrier. So lets dive into the Flex card for Medicare recipients and what you need to know about the Medicare Flex card program. Read More. Bi-Mart Senior Discount Day: What To Expect, Who Qualifies For The Flex Card? https://www.medicare.gov/basics/reporting-medicare-fraud-and-abuse. Most Medicare plans do not have the Flex card but there are certain Medicare Advantage Plans that do offer such benefits. Sadly most are not a $900 benefit. During Open Season, newly eligible QLE employees who missed the September 30 deadline can enroll. Here are some examples of Medicare fraud. This is an immediate red flag, as Medicare will never call you out of the blue. During initial enrollment, beneficiaries can apply for Part A and Part B as well as supplemental coverage through Medicare Advantage plans and Part D for prescription drug coverage. 60-day money back guarantee is only available for our annual plans purchased through our websites (excludes Amazon) or via our Customer Support team. ApexHealth provides the funding for the card, and your benefit is available the day your plan coverage begins. Is the Medicare flex card free for seniors? So, is the Medicare senior flex card legitimate? If you see an advertisement of some kind about Medicare Flex cards offering you free money to use, dont believe them. Flex Card for Seniors | What is it ? | ClearMatch Medicare Weve already talked aboutwhats missing from Original Medicareand Medigap plans, including supplemental benefits items or services that are covered by Medicare Advantage plans, not Original Medicare. In addition to Medicare plans, you may have also heard of the Medicare Flex card for seniors. If you refuse to provide the requested information, the scammer will threaten to cancel your account a tactic used on Social Security scam calls, too. You can carry over up to $500 to spend the next plan year. document.write(''); Read More. How Much Can You Get With A Harris Teeter Senior Discount? Flex cards are debit cards that have usage in purchasing medical supplies and equipment. // If you agree, scammers will either steal your information or use it to bill Medicare for the test. Here is how it works: Do you trust the medical alert systems reviews? Flex card benefits are not included in Medicare Supplement plans. Read More, Buy Tramadol Online Scam: How It Works (with video below) If you want to buy Tramadol online, be extremely careful. This means it is perfectly safe to provide your information to a Medicare Flex card application so long as it is coming from a secure source like directly from your insurance carrier. The annual allowance available on your Apex PayFlex MasterCard is determined by the plan you choose. When you buy through links on our site, we may earn an affiliate commission. However, some common examples of products that may be eligible for purchase with a flex card include: Its important to note that not all healthcare expenses are eligible to be paid for with a flex card. While the Medicare Flex Card itself is a legitimate program, many of the advertisements out there are very misleading about what you actually get. Original Medicare Part A, B, or D does not offer a Flex Card. Usually around the open enrollment period for Medicare. So, is the Medicare Flex card legitimate? The Federal Flexible Spending Account Program (FSAFEDS) enables Federal employees to save money on eligible health care (HCFSA) and dependent care (DCFSA) expenses through tax-advantaged flexible spending accounts. Many seniors are confused by the idea that original Medicare is offering these cards, which as Ive already said, they do not. Have you heard about the $2,880 flex cards for seniors? Xfinity Senior Discount 2022: Deals, Offers, And More. What is it? } According to the official Medicare website, there are only two reasons why you should ever receive a call from Medicare: If youve already given your information to a scammer, you could be at risk of identity theft or financial fraud. ---TRANSCRIPT---Have you heard about the $2,880 flex cards for seniors? We have had countless people reach out to us about these senior flex cards. If you are looking for a way to pay for your medical expenses, a Medicare flex card may be the right option for you. What Can Seniors Expect From An AMC Senior Discount? Be smart, and hang up on scammers. Is The Medicare Flex Card For Seniors Legitimate? It's Misleading It's known as the Fierce Pharma Email Scam, Pfizer Online Registration or the NHS Invite. Is the flex card legitimate. 71. Just want to know because - JustAnswer By understanding the benefits and usage of the card and implementing safeguards, Medicare beneficiaries can enjoy the flexibility and convenience the Medicare Flex Card offers. Here's what you, One of the most common Facebook fake ads is the Amazon Job Scam, featuring lucrative, Are you entitled to a Zoom Video Communications Settlement payment? Contact the right source to find out information about your Medicare Flex card. https://www.youtube.com/watch?v=nE49VLFfXO8---CHAPTERS---00:00 Intro00:37 Warning about Medicare Scams01:22 Flex Card for Seniors02:00 What is a Flex Card?02:27 Why Seniors are Being Targeted02:59 Legit Flex Card Offers03:40 WARNING FOR SENIORS 04:22 How to Protect Yourself from Medicare Scams06:04 Captive vs. In addition, you must actively re-enroll in a health-care or limited-expenditure account during Open Season to use carryover. Medicare Scams [FULL LIST 2023] - Scam Detector How can you protect yourself from scammers and bad actors? If the answer is yes, it is time to look into the matter more in-depth before making a decision. To find more content like this, visit BoomersHub website today! If its too good to be true, it usually is. However, it may be hard to find a plan that specifically offers a Flex card benefit. You should also be aware of in-person advisors who have hidden motives. And also metion where you found information about free 2021 Flex card for seniors over 65 years. Often, these tests will be accompanied by a request for your Medicare number or personal information. document.write('Alternate Format Requests') While some private insurer-run Medicare Advantage plans include flex cards worth a few hundred dollars, they are not available for free through original Medicare. The Flex card basically acts as a debit card linked to a flexible spending account. The transition to new cards and numbers is ongoing and is scheduled to be completed in December of 2019. Also, Medigap plans (supplement plans) do not offer a flex card. By understanding the benefits and usage of the card and implementing safeguards, Medicare beneficiaries can enjoy the flexibility and convenience the Medicare Flex Card offers. Yes, Medicare flex card is legitimate. else { //English or undefined language } Luckily, the recipient of the call recognized it as a scam and hung up., Related: How To Stop Car Extended Warranty Scam Calls For Good . Here are some Health Insurance Innovations reviews. Coverage may not be available in all jurisdictions. SeniorSafetyAdvice.com P.O. Many of these advertisements, though, might be confusing or deceptive. Flex cards are not considered an essential benefit of Medicare Supplement plans as Medigap beneficiaries usually enjoy savings on out-of-pocket costs when compared to Medicare Advantage plans. The score you receive with Aura is provided for educational purposes to help you understand your credit. Give us a call at (844) 279-0508 (TTY: 711) to speak with a licensed representative or an ApexAssistant. ","acceptedAnswer":{"@type":"Answer","text":"A flexible spending account, or flex card, is a type of flexible spending account that reimburses medical expenses. No, the original Medicare plan does not offer a flex card program. } However, most of the time these cards do not have that high of an amount (in 2023 the average was $500) and the funds . No, Medicare Advantage plans are offered by private insurance companies, who may or may not offer flex cards as a supplemental benefit. They may be compensated as a marketing affiliate of Aura, but their ratings are all their own. A flexible spending account, or flex card, is a type of flexible spending account that reimburses medical expenses. It works exactly like a debit card to pay for some medical costs, doctor visits, prescription drugs, over-the-counter medicines, and other associated medical costs. The cards in the advertising are distributed by private Medicare Advantage programs, not by Original Medicare. document.write('FCCFCC'); First, scammers use your personal information that they found online (usually after it was leaked in a, Next, theyll create a sense of urgency to try and get you to act emotionally. Ranked #1 by Security.Org and IdentityProtectionReview.com. ","acceptedAnswer":{"@type":"Answer","text":"If you unfortunately lose or destroy your Medicare flex card, you can seek a replacement through your personal Social Security account. document.write(''); 7 once-controversial TV episodes that wouldnt cause a stir today, 150 of the most compelling opening lines in literature, 14 facts about I Love Lucy, plus our five other favorite episodes, Medicare unwanted and fake phone calls: how to identify and stop them. Medicare Flex Card: Is It Legitimate? | HelpAdvisor.com Youre asked for more information than youre comfortable giving out. Are you just about to make a purchase online? Seniors who are enrolled in Medicare Advantage should check with their plan to see if a flex card is available. Read the FCC Complaint Center FAQ to learn more about the FCC's informal complaint process, including how to file a complaint, and what happens after a complaint is filed. else if (languages === "Korean") { The FSAFEDS will automatically carry over up to $500 of unspent funds into your health care or limited expense account for the following calendar year if you have not exhausted it by December 31st. Why they dont advertise (at least clearly) is that the flex card is not associated with Medicare at all. There is a bit of craziness these days about a potential ZuPoo scam. When you call, be sure to have your Medicare number ready, as well as any details regarding the scam call., Next, contact the Federal Trade Commission (FTC) at IdentityTheft.gov to file an official identity theft report. Medicare does not provide flex cards to seniors, to be honest. In these scam calls, fraudsters claim that youre eligible for a special vaccine or can be sent home testing kits if you provide your Medicare number and other personal information first. But more often than not, you might find yourself attracted towards a scam that can take all your money.